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If I Could Start Over, What I Would Do Differently

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Before I start this post, I would like to point out I am very happy with my life! I have a great partner, I like my work, I earn a fairly good amount of money and get to travel the world. Life probably couldn’t get much better, right?

I don’t really believe in regrets because I think most often you do what you think is best at the time. It is only with hindsight that we can skim through our past decisions and see the forks where perhaps we should have gone the other way.

As we get ready to leave on our big adventure, I have been thinking quite a lot about what I would do differently and here are my suggestions:

1) I Would Have Studied Something Else At University
If you don’t know already, I studied a bachelor of science, majoring in Biological Sciences (genetics, microbiology and biotechnology). I wanted to save the world. I was quite naive – in the sense I didn’t really think about whether I would really want to be in a lab all day. If I could go back in time, I would study a Masters degree in accounting and finance.

Why you might ask? For a few reasons.

Firstly I’d be a pretty knowledgeable blogger if I had that financial background.

Secondly, knowing accounting would be a great way for me to improve my business, smooth out my tax issues and take my business to the next level.

2) I Would Have Travelled Younger
I was always told if I didn’t go to university straight away, I would have never gone to university. At the time that scared me enough to make me to go university straight out of school. Thinking about it now, if i I didn’t wind up at university, I don’t think it would have been such a bad thing. I would have a lot less debt (probably) and it’s not like the doors of university magically close at any certain age.

3) I Would Have Started Saving Earlier
Damn, why didn’t my 10 year old self care about compounding interest? What a bummer. Imagine how set we would all be if we spent all our Christmas and Birthday money investing ha ha. A girl can dream, right? I am only really getting serious about saving (and not spending it) at twenty six, which I think is a bit young.

 

All in all I haven’t got myself into too much of a financial scramble and am in a position where I earn enough that the next few years should be very interesting for me in terms of financial independence, savings and growing my business.

If You Could Start Over, What Would You Do Differently?