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Need to improve your finances? These apps will help

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Suze Orman is now saying that most of us wont be able to retire until were at least 70. And most people are simply trying to keep their heads above water as they pay off student loans, save for a house, or finally get their car fixed.

Believe it or not, but you can do more with your money than you might think. The problem is that most of us are unaware of exactly what were spending our money on each month. Sure, managing our finances can be stressful, but there are a number of apps making it much easier to keep track of our money and get ahead financially.

Here are some of the best personal finance apps around:

Spent Money

If youre a freelancer or small business owner, Spent is the best financial planning app around. This is a spending tracker app that allows you to track receipts, take control of your spending, and manage your daily incomings and expenses with the swipe of a finger. Not to mention, you can even earn cash back on the money you spend.

Mint

When it comes to managing your money, Mint is one of the biggest names around. Mint comes from the creators of TurboTax and QuickBooks, and its an all-in-one resource for tracking your spending, creating a budget, and getting money-smart. You can easily connect all of your credit cards and bank accounts, along with your bills. That means all of your finances can be seen in one place, and you no longer need to login to multiple sites.

Mint even lets you know when you need to pay your bills and how much you owe. Itll also give you payment reminders, and specific advice so you can gain control over where your money is going. Not to mention, you even get a free credit score.

You Need a Budget

YNAB is a great choice if youre already in debt and…you need a budget. Unlike other budgeting apps, YNAB helps you pay down your debt and understand how to deal with it if you have something unexpected come up like car repairs or another bill.

With this app, each dollar has a specific job. You can only create budgets with the money you actually have, meaning you have to live within your income.

When you inevitably go off track, YNAB will show you what you should do differently so you can then balance your budget. YNAB does have a small fee, but youll get online classes with live instructors so you can ask questions, and the average user will pay off $500 within the first month of using the app.

These three apps are all you need to manage your finances, run your business, and get out of debt. If youre hoping to improve your finances this year, go ahead and download them today! Are you already using one or more of these apps? Leave a comment below and let me know.

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