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Location Independence

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The sister islands of Antigua and Barbuda, with some 365 pink and white sand beaches and pristine turquoise waters, are considered to be among the most beautiful places in the world. With candy-coloured villages and a rum-infused mellowness, theres something quintessentially Caribbean about these palm-flanked isles. Theres a distinct English accent too, from the bustling capital of St Johns to the salty English Harbour, historic forts and ramparts are the vestiges of a colonial past.

 

Having long tugged at the hearts of would-be explorers and buccaneers, the expansion of Antigua and Barbudas tourism industry brings ever more visitors each year. The lush tropical nation welcomed over 200,000 guests in 2016, and is forecast to draw over 380,000 international visitors per year by 2026. Its no wonder tourism is the key driver of GDP, generating around 60% of the islands income, and you can have a part of it.

 

Antigua and Barbuda welcomes investors

 

Antigua and Barbuda, like many other Caribbean nations, welcomes investors from around the world. The most notable investment opportunity in Antigua and Barbuda is its Citizenship by Investment Programmea legal process whereby individuals can obtain citizenship through investment in a variety of approved real estate projects, encompassing hotels, villas, and resorts.

 

Because of the growth of the tourism industry, there is rising demand for tourist housing facilities, and real estate developments make fantastic opportunities for investors seeking high returns. Approved projects in which private investors are welcome to purchase property include Tranquility Bay, Verandah Estates, and the Antigua Yacht Club Marina Resort.

 

Investors vying for citizenship are also able to make a donation to Antigua and Barbudas National Development Fund (NDF), intended to support a more sustainable future for the islands tourism and business sectors.

 

This two-pronged investment option was put into law in 2013, and emulates the longstanding citizenship by investment programmes of countries such as St Kitts and Nevis and Dominica. It is these countries success with their programmes resulting in large inflows of investment and economic growth that has raised expectations for development also on Antigua and Barbuda.

 

There are big names leading the way

 

Actor Robert De Niro is actively involved in the Caribbean tourism industry, and last year invested US$250 million in a project on the island of Barbuda. The property development deal gives the green light to the renovation and expansion of the former K-Club on Barbuda into an exclusive 5-Star resort. The project, which comprises a 77-room hotel and spa, 50 villas and cottages, restaurants, a casino and a luxury marina is expected to attract additional investors to the country.

 

Aside from big celebrity names, a number of private enterprises are promoting growth on the islands too. Late last year, a US$40 million Marriott project broke ground on its Coconut Bay Resort project, due for completion in 2018. During its construction, the resort will provide 180 jobs, and 240 once the property is open; representing a significant source of employment for the people of Antigua and Barbuda.

 

Antigua and Barbudas Minister of Tourism, Economic Development, Investment, and Energy, the Hon. Asot Michael, said of the project: We are confident that having the Marriott name and respect of brand as part of our portfolio will lead to increased airlift, in particular from the US market.” Overall, the Government of Antigua and Barbuda has set the goal of increasing room capacity to 10,000 within the next seven years.

 

Investment in Antigua and Barbuda promises significant returns

 

Thanks to this investment in the tourism and hospitality industries, Antigua and Barbuda is prepared for an increase in tourism. Intended to lure new travelers, V.C. Bird International Airport was completed in 2015, welcoming regular flights from the likes of Jet Blue and Alitalia. September 2017 has been set as the latest start date for the construction of a new 6,100-foot runway on Barbuda, which is expected to bring an additional 30,000 visitors to the islands in the first year of operation.

 

There seems little doubt that Antigua and Barbuda will open up a new world to individuals who seek luxury, beauty, unexpected opportunities, and unique experiences in a truly exceptional destination.

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Co-working is a new trend in modern business which essentially means sharing an office space with other business people and entrepreneurs. It is the alternative to the home office or the traditional office set up.

Co-working spaces are great for freelancers and individual entrepreneurs because they give you the chance to work in a fully equipped office without having to dedicate funds into setting up an actual office. A Servcorp Shared Office is an example of an ideal workspace for a small business owner or entrepreneur.

The cost of sourcing equipment, furniture, contractors and licenses for resources costs time and money that most start-up ventures simply dont have. It would be wise for any start-up to strongly consider a co-working space or shared office. Everything is already set out for you; all you need to do is business.

These are numerous shared workspaces popping up now that investors have realized they are the way forward. There are a few things that you want to clarify before you rent a shared workspace though. An Internet connection is critical, as is video conferencing software. A high quality shared workspace will also have a dedicated local telephone connection and receptionist who answers calls, all-inclusive. That is a great service, which adds professionalism to your start-up, without you having to worry about hiring and paying a receptionist yourself.

Co-working spaces allow you share office space with other like-minded individuals. This is a key asset for any professional, regardless of their background or experience level. The ability to share ideas with people from a range of different businesses can give you new ideas, fresh perspectives and key critique should you seek it.

Self-discipline

Start-ups just arent about workspace though. They are about self-discipline. Not only with money, but having self-control and sticking to a budget is key. Self-discipline is needed in every way if you are to run a successful business. Planning and goal setting are key ways in which you can structure your objectives and make them achievable so you are not over-extending yourself.

If you have roster of staff at the outset of your start-up, holding a weekly meeting to appraise them of new changes in the business is important. In any start-up, changes happy frequently and suddenly. You dont want your employees to be caught off guard by changes and to misinform investors and stakeholders regarding new or recently changed information.

Balance

Maintaining work-life balance is also key. You could pour your heart and soul into your start-up and it becomes your breakfast, lunch and dinner. They do require more nurturing and hard work than your traditional nine to five office job, however dont let work consume you. Set goals and stick to them.

Finances

All start-ups, big or small require some financial backing to get off the ground. It may be thousands to hundreds of thousands of dollars depend on the scale of your business. You need to decide early on how you are going to fund your start-up. This might be through investments or small business loans. Finding a path to funding that suits your business and pursuing it early is vital for success.

Expertise

The most thorough and innovative ideas count for nothing if the person who has the idea lacks the skills, knowledge and persistence to carry the idea through from beginning to end. The how to is much harder than the what in this case. Industry experience is important in any new business venture and if you dont have that experience, getting your hands dirty and leaning on people who do have that experience is going to be your key to success.

 

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Despite the fact that industries are forever growing and branching into offshoots, we still have quite a narrow view about how valuable different forms of education are to a whole range of careers. In particular, there are a lot who dont put a lot of stock in languages. However, in a world thats more connected and more communicative than ever, an extra language could be just what you need to get that job.

Returning the favor

Learning a language can be valuable enough not just for the linguistic skills you get. It can also be a great step into returning the favor and going on to teach language yourself. You can use what youve learned from your experience and an online ESL masters to teach English in the country whose maiden language youve learned. Or you can go on to get further qualified in the language youve learned and teach it to other native English speakers.

The new language of marketing

Marketing is a language that all businesses are learning to speak more fluently and many of them would like to speak it in as many different countries as possible. To that end, they have need of translation and localization services. There are plenty of people starting their own businesses or working in-house to translate and make culturally appropriate the campaigns of not only private companies but all kinds of organizations. As you might have guessed, you need a little more than the linguistic knowledge to succeed in this field. Its a good idea to spend some time in the country of the language that youre hoping to work in so you can understand the culture as well. Localizers dont just translate. They make sure that the end result is culturally relevant to the audience as well as linguistically relevant.

They key to a global market

Language knowledge can help you in all kinds of jobs, even administrative tasks. More businesses are trying their hands overseas. They need not only marketers but staff that can help them expand. It can be your opportunity to explore a new country through your career, too. Your language makes your valuable to a business even if youre not doing a job thats specifically related to that language.

Join the community

You can do a lot of the overseas work for your employer from the comfort of your home country, too. A lot of online companies have large communities that extend overseas, especially in video games. In the games industry, in particular, companies look for community representatives online that can keep in touch, get feedback, and show support for their worldwide player-bases. Of course, video game companies arent the only ones in need of community representatives as more and more industries put more effort into growing their own online hubs.

Of course, the choice of language you take will also have an impact in how broad a range there is for your skills. You can find jobs with relevance to all languages, but those most in demand are Spanish, French, German, Mandarin, and Arabic.

 

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Moving to a new city? Congratulations. Spreading our wings and exploring a new way of life is one of the lifes great adventures. While its scary, its also the perfect opportunity to learn more about ourselves and live life to the full. Whether youre moving for work or something else, youll need somewhere to live. Buying a home in a city is much different than buying in your own hometown, however. Here are five tips to make sure you end up in the neighborhood thats right for you!

Google is Your Friend

The internet is about more than Facebook posts and funny videos! Theres a wealth of information there, which you can use to make your move go more smoothly. Wherever youre moving, you wont be the only person in history to have done so. Try to find blog and forum posts about people who have moved there: they might just tell you something they wish theyd known before they bought their home. You can also learn a lot about which areas of the city are safe, good for children, have strong transport links, and so on.

 

Speak to the Locals

Theres only so much you can learn from a computer screen, however, and its important that you talk with people who actually live in your new city. A realtor wont just help you find and buy a place to live: theyll also have an encyclopedic knowledge of the city, which you can then use to determine which part of town is right for you. If youre moving for work purposes, ask to be put in touch with another employee who relocated to the city. Theyll be a good person to direct the many questions you have to!

Actually Visit The Neighborhood

Everyone who lives in a city can tell you things about their hometown. Some opinions – like those who work in the real estate business – you should give more precedence to, of course, but you dont just take their word for it: make sure you actually spend a significant amount of time in the neighborhood youre thinking of buying in. Everyone sees things differently. Being armed with as much information as possible is important, but itll be your own decision that really matters.

Dont Rush

Itll be advisable to find a temporary place to live for the first month or two before you look at getting somewhere longer term. You dont want to have to rush through a purchase just because youre desperate for a place to live! Youll end up in the place thats right for you if you take your time and consider all the options, and you can only do that if there isnt a timescale on when you need to find a home by.

What Are Your Needs?

All cities are different, but theyre not that different. Whatever your needs from a community and neighborhood, youll probably find that theyre catered for in your new city too. You dont have to settle for less just because youre new in town!

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We know youre not keen on travelling to Iraq, or Afghanistan and your country might be currently advising you to avoid going to these countries. In any case, travel warnings dont always mean that its a bad idea to plan a trip to your desired destination.

Did you know that in the past few years, U.S., U.K, and Canada have released advisories about going to Mexico, China, Thailand, Indian, and even the United States? Before deciding to avoid a particular location, its worth looking at what travel warnings mean, why theyre released, and the most important question of all why should we care?

Whats a government travel advisory

Travel advisories are issued to let citizens know about safety concerns than can affect travel to a certain region or country. They are released for a couple of reasons, which includes epidemic, terrorism, political unrest, natural disasters, wars, outbreaks of crime, and others. These warnings may also cover areas of the world where governments cant respond to issues of citizens travelling there countries with no embassy, or if the embassy functions are being threatened by local violence.

Governments also make a distinction between long- and short-term travel advisories. For example, the U.S. State Department gives travel warnings for current issues such as problematic governments and civil wars, while travel alerts cover temporary issues like election-related demonstrations and natural disasters.

Will travel advisories stop me from travelling?

No, it wont. However, you should get a comprehensive annual travel insurance to save on cost as well if you expect to travel to a particular destination regularly. Since a travel advisory cannot stop you from travelling, keep in mind that while the government will try to help you if you run into trouble abroad, youll be travelling at your own risk the need for travel insurance.

Other considerations:

  • In most cases, only parts of a country are affected by a case of unrest, natural disaster, or violence while the rest of the country will be welcoming and safe for While your security always comes first, take note that the fallout from an out-of-the-way act of violence can affect a country’s tourist industry and have an adverse effect on the economy of a developing nation.
  • Assess the danger especially if its terrorism or violence. Pay attention to what kind of attacks are taking place and its targets. Assaults that specifically pinpoint foreign tourists raise a bigger red flag than civil unrest. If the violence happens away from primary tourist destinations, there will be less risk for tourists.
  • Find a safety net. Check if your country has a consulate or embassy in the place youre bound to visit and make sure that its staffed and functioning. You dont want to be stuck in a foreign country without an embassy who can help with emergencies.

The bottom line

If youre decided to go anyway despite a travel advisory, its a good idea to register yourself with the government (if possible) and check in with your family or friends at home so they know when youre going and planning to return. And dont forget to purchase a travel insurance policy after reading carefully to see whats covered and what isnt.

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Travel is one of life’s greatest luxuries and adventures. Seeing new places, meeting new people and visiting places you’ve seen in movies. It’s exciting! While travel can be expensive, there are tons of ways you can cut down costs to ensure that you can visit more places and travel a little longer than you thought.

Here are some of my favourite tips for cutting down on travel costs:

1. Use Airbnb
Hotels can often be pretty pricey, but I’ve been using Airbnb for the past few years to save on accommodation. The benefits are two fold, because not only is it cheaper than a hotel, but you usually have a decent kitchen so you can cook, further saving money on your trip. It’s a great way to feel like you’re at home, away from home.

2. Find Mistake Fares
There’s heaps of sites and Facebook pages dedicated to the art of finding mistake fares. Often airlines accidentally release fares that are way cheaper than usual. I’ve managed to find flights from Guatemala to Paris return for only $450 which is super cheap. Just book your accommodation and other things a little later, in case the airline cancels the deal.

3. Save Money with Advanced Train Fares
Booking a train fare in advance is great for a number of reasons – you’ll get a wider range of times to choose from, as well as more seat selection. Booking weeks in advance can save you 50% or more of the total fare, so it’s definitely worth looking into. Below is a handy infographic from Voucher Cloud that helps explain how you can save serious money with advanced train fares.

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In days gone by, the only way you could run a business would be from a fixed location with a team of staff who all live within easy driving distance of the office. In the age of technology, location independence and digital nomads, proximity is no longer the issue it once was. Many services can now be offered totally online, meaning that you can also have a team of staff operating from all over the world.

If youre running a small business, heres why you can function just fine without a traditional office environment.

 

The Best Team From All Over the World

Many talented people are now valuing location independence above high salaries. This means you are able to assemble a team who work all over the world on a flexible basis. In terms of the recruitment process, you have option to consult with a firm like Ellis Whittam to help make sure you recruit great staff members. It may be a case of trial and error until you get together a team you are happy with.

Reduced Communication Barrier

In days gone by, you may have been significantly restricted by communication issues. Thankfully, with so many different ways to contact people, you can get in touch with your worldwide team with just a few clicks. You can even have Skype conference calls to speak to staff members face to face, making it easier to share thoughts and ideas.

Save Money

One of the major advantages of employing people on a freelance or flexible basis is that your business can save a huge amount of money. You can pay people on a project by project basis, significantly cutting down on wasted time. This is not just a relief for you, it can also be a relief for your staff. Many people are frustrated with traditional 9 to 5 jobs as they are often full of time where they dont actually need to be there. Jobs which are more flexible cut out this time and allow people to focus on doing the parts of the job that they love.

High Quality Work

A workforce with freedom and flexibility will often produce the best quality work as they have the time to pursue their other passions in life. When they get round to working, they often feel at their freshest and can really focus on the job in hand. As long as you set clear deadlines, it shouldnt really matter to you when your team complete their jobs. With traditional 9 to 5 office jobs, there are always certain days when employees just dont feel like being there. Flexibility gives your team the chance to work when they feel like working.

It will probably be the case that you start with a small team and build this over time. It may take you a little bit of time to get the balance right, but once you have established a strong team who work with flexibility, you can start reaping the various rewards.

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Location independence is an important theme of this blog. And so its always good to be on the lookout for the latest and greatest ways to save a few dollars while moving house. Not all of us are at the stage where we can just go wherever we want, whenever we want. But that doesnt stop us from finding ingenious ways to make moving cheaper. After all, anything that makes moving cheaper makes us more free.

According to Martha Poage, the author of The Moving Survival Guide, the key to making moving house less expensive is to get organized in advance. So here are some straightforward ways you can get organized and reduce the cost of your move.

Get Rid Of Your Junk

According to John Bisney, the PR director at the American Moving and Storage Association, moving companies calculate their costs based on the number of vehicles you require and the cargo weight. In laymans terms: the more stuff you want to shift, the more money its going to cost.

His advice for people who want to get the price of their move down is to chuck out all the junk they dont want or need. By lightening the load, he says, you could wind up saving a small fortune.

Even if you dont end up saving any money, Bisley points out that selling your old stuff is a great way to fund all the costs associated with the move, leaving you no worse off once you reach your new location.

Get Free Boxes

There are all sorts of companies that offer boxes for people wanting to move their stuff. And while these can sometimes be convenient, they also cost quite a lot to buy outright.

Poage points out that there are many boxes that people can have for free. Copy paper boxes, she says, make a great moving box because they are really strong and usually large enough for you to fit most household items. Whats more, because theyre relatively small, youre still able to pick them up and put them in the removal truck

Move During The Low Season

According to Poage, removal rates tend to be lower outside of the summer months, between September and May. This is because people with school-age children prefer to move during the summer holidays when they dont have to juggle school runs at the same time. According to Poage and Bisney, people can net a much larger saving by moving in the offseason than they can by moving during the week rather than the weekend.

Buy A Driver Only

Some people dont fancy driving a removal truck halfway across the country, especially if theyre not used to it. Thats why many people opt to get a professional truck driver to take their stuff from one location to another. This still helps them to save money on overall costs, but it also takes away a lot of the stress of driving such a large vehicle, especially when youre not used to it. Poage says that there are always savings to be had when you do more yourself.

 

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There’s no place like home, except for the place next door, and the place across town, and that little chalet in Switzerland, and that… and that… and that… You get the idea. It turns out there are a lot of places in the world one could easily call home. And once you get past the sentimentality of thinking there is only one right place on the globe for you, your eyes become open to (quite literally), a world of possibilities.

From there, it is just a matter of choosing the right spot for your circumstances at a given point in time. For some, the goal is to find one spot and live there for the rest of their lives. For others, it is to sample all the best places the world has to offer.

Since there is no one best place in the world to live, it becomes a matter of knowing how to choose between the numerous good places on offer. Here are three factors to always keep in mind when making a selection:

Affordability

When you open up your atlas to find places marked home, you might be surprised to find that home may be closer than you think. Improving your situation may be a simple matter of reducing expenses.

If you happen to live in the Alberta area, this link will show you a list of all the energy providers in the area. There are quite a lot of them, and among other things, they compete on price. You can save a lot of money by making a phone call and switching providers. It’s easier than changing cable companies.

One of the key factors in determining the best cities in the world is cost of living. All else notwithstanding, if you can’t afford to live there, you can’t call it home. Check your utility options before packing your bags. Affordability could be closer than you think.

Pace

Some of the most beautiful places you can visit roll up the sidewalks by 6:00 pm. Forget about night life. There isn’t even a late evening life. Once the evening commute is done, so is the life of the city. For many inhabitants of this planet, that is the perfect speed.

We here a lot of talk about fast-paced cities, but very little about slow-paced cities. But slow cities (Cittaslow) has become a cultural movement. These cities are devoted to maintaining a high quality of life for all its residents. The most stressful thing about these cities is making the move. And there are plenty of things you can do to eliminate even that.

Values

If you are opposed to the values expressed by President Donald Trump, then you should not live in the state of Alabama: a state that voted for Trump by an overwhelming margin. If he stands for a second term, he will carry the state again. Without becoming too political, that is Alabama.

If that is not you, then you should find another place to live that is more in keeping with your values. If you are homosexual, you should live in a place that is not hostile to you. Otherwise, be prepared to fight discrimination battles for the rest of your life.

There are dozens of places in the world where you could be happy. But they all have at least these three things in common: They are affordable for you. They move at a comfortable pace for you. And they reflect your values. If any one of those things is not true about where you live right now, pick a new spot on the map and get moving.

 

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I’ve been a ‘bad blogger’ – no surprises there. And while my sporadically updated blog might be a sign of a life well lived (and too busy for consistent updates), the real issue is something that many of us who are self employed deal with: motivation.

My income, overall, has been improving. Last month, for example, I earned around $25,000 USD, which for me is an incredible sum of money. In a month! More than my annual wage a few years ago when I left New Zealand… in one month.

And while on the outside everything looks dandy and somewhat impressive, on the inside there’s a deeper story. I know that $25,000 is not the upper tier of my earnings – not even close – but it is ‘enough’. To the point where it’s hard to make yourself move forward.

Will $35,000 USD a month make me any happier than $25,000? I don’t think so. Will it dramatically change my lifestyle month to month – probably not as the difference would just go into savings. Over the long term that’s an extra $120,000 a year which is in an insane amount.

So what to do about this ‘stall’ that I’ve found myself in? I know that I haven’t reached my maximum earning potential, but I also can’t seem to push myself further. I’ve been thinking about it a lot, and here are my ideas:

1) Make a Five Year Plan
I don’t have a clear outline of what I want in five years. Five years of an additional $10k a month is over half a million dollars in difference. That’s two houses here. And then if I can actually work myself to ‘growth’, it would be a lot more than that amount. Making a five year plan of what I want, and what I need to achieve it will help me focus more.

2) Diversify
I’ve been talking for months and months about diversifying. I mean, maybe even for a year. And I’ve finally figured out what I’m going to do. I’m going to make a brand name blog: Izy Berry, with the intention of making a life hack/life your dream style blog, following it up with a Podcast and then maybe a book. I’m currently sitting on these ideas right now, but I’m ready to start and excited about a new opportunity.

3) Segregating my Work
My assistant is amazing. She’s literally my right hand woman. She’s helped me take my business from ‘yay I don’t have to work for someone else’ to ‘wow, I’m earning a lot for my age’ and she’s been there with me for every step of the way.

However, recently, I’ve noticed she’s been working 40-50 hour weeks. Which is fine, she’s happy to do it, and she’s getting paid well. But every time I’ve built a new website I’ve handed it to her to manage and never thought of hiring someone else. But now I can see that it’s time. It’s time to start a fresh with someone else, so that the workload doesn’t become unmanageable. It’s both exciting and daunting looking to hire someone else.

While this isn’t directly related to my motivation, I know that it will have positive implications for my monthly income.

4) Setting Non-Monetary Goals
I made a mistake of hoping to increase my income by a certain percentage each month and I’m sure in many ways I have. However, I think for me that’s the wrong unit of measurement. I should aim to increase it by things I can control, things that aren’t seasonal, yet things that still increase my income. For example, I should aim to increase my portfolio of blogs by one blog a month. And my list of clients I can work with by 10 a month. These things are more in my control and it will be easier for me to get a sense of achievement with these, then hoping for a certain amount of money.

Do you have any tips for motivation issues when you’re self employed? I’d love to hear them.

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